Secure online payment services

PayXaf provides a fast, safe and convenient means for individuals and businesses to transfer money and make online payments.

Freelancers, private users, entrepreneurs, and sole traders

PayXaf is an all-in-one mobile banking solution designed for everyone, offering premium banking services with no account fees and no minimum balance requirement. In addition to banking services, PayXaf offers smart business tools so you can easily stay in control of your finances, saving time and money. We enable businesses and individuals to accept payments by cash, bank transfer, MTN Mobile Money, Orange Money, QR codes, PayPal or payments by cards.

  • Free Plan Available
  • Full Data Privacy Compliance
  • 100% Transparent Costs
  • Commitment-Free
  • Real-time Spending Overview
  • Debit Prepaid Card included
  • Send Money
  • Deposit Money
  • Withdraw Money
  • Payment Request
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Overview Image

Merchant Account Services

PayXaf Merchant Services is serving merchants throughout the CEMAC region; Cameroon, Cameroon, Chad, the Central African Republic, Equatorial Guinea, Gabon, and the Republic of Congo. Whether you are selling on your online store, a mobile app, a subscription service or testing out your business idea, PayXaf gives you the power to receive payments from your customers and make payments to your suppliers in ONE account. Sign up and get multiple payments options and reach more customers anywhere in the world with additional tools designed to remove the complexities of growing your business

  • Competitive Rates
  • No Setup Fee
  • A powerful open API
  • Coverage around the world
  • Business without borders
  • No Application Fee
  • Send E-Invoices to your customers
  • Zero integration fees
  • Multiple payout options
  • Flexible integration options
  • No Termination Fee
  • No Annual Fee
  • 24 Hour Customer Service and Support
  • 24 Hour Approval
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Automate Your Business's Payments

Get the PayXaf Smart POS, a terminal running on Android OS and automate all payments in your business. A wireless POS payment terminal and card reader that allows a faster and more convenient way of taking payment and printing receipts immediately. Find below the benefits of PayXaf Smart POS.

  • Accept VISA Payments
  • Accept PayXaf Payments
  • Accept MasterCard Payments
  • 4G I Wi-Fi / Bluetooth / USB
  • Real-time Reports
  • Support 3rd Party POS
  • High-speed thermal printer
  • Dual camera
  • Li-ion rechargeable battery
  • Advanced security
  • Android 7.1 / 5” touchscreen
  • Reads Chip / Magstripe / NFC / QR code / Mobile wallets

Reseller and Agent Offerings

Do you run a small company that interacts frequently with regular clients? Through PayXaf, you can offer your customers extra services and earn additional money from transaction commissions. Sign up as an agent by simply following the agents' registration process on our website. Once you complete your online application you will receive an email or a phone call from one of our account sales representatives to help you setup your agent account. The agent account will enable you to vend out airtime, send / cash out / cash in money, make bill / utility payments on behalf of others, monitor transactions and track how much daily commission you have made.

  • Deposits
  • Bill Payments
  • Transfers
  • Automated Accounting
  • Withdrawers
  • Premium Support
  • Direct Debit
  • Remittances
  • Easy joining process
  • Vending Airtime
  • High Earning Potential
  • Secure and Reliable Platform
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Benefits of using PayXaf

PayXaf is the safest and most convenient way for merchants to get paid and for customers to make payments.

Packages Freelancer Client Business Man
Control payout timing
Transparent payouts
Automate evidence submission
Collaboration notes
Deposit tagging
Technical support over IRC
24×7 support

Features That Make The Difference

Empower your business with all the right tools to accept online payments and provide the best customer experience.

Complete Wallet

We safeguard your private data and financial assets whenever you manage your account, deposit money, make payments, or send money.

Money Transfer

Transfer money in less than a minute to your family, friends, business partners or anyone anywhere in the world using PayXaf Mobile Account.

Email Notifications

Make professional Email invoices for your sales or ecommerce transactions and send it for payment directly to your counterparty.

Cash Out

Withdraw cash from any PayXaf Agent worldwide. To cash out, provide your phone number or e-mail to the Agent andconfirm withdrawal with your OTP.

Cash In

Deposit cash absolutely free of charge at any PayXaf Agents. To deposit cash into your wallet, provide your phone number or e-mail and cash to the Agent.

Make Payments

Pay your utility bills, local sellers and partners, by just scanning and sending the QR Code. No need to enter the reference, amount or name.

Shine your eyes - Stay on top of everything, anytime, anywhere

Access our single dashboard and reporting tools on your PC, tablet or on mobile to keep track of sales, payments and your customers anywhere you go.

Multiple sales, payments and customer channels all in ONE simple view:

  • Instant SMS or Email confirmation of payment to both business and customer.
  • Download or access real-time statement of your payments and cash ins.
  • Analyze customer purchase trends and Insights.
  • Keep your loyal customers engaged with Bulk SMS or Emails on their birthdays, offer discounts and many more.
Get Started
invoicing invoicing invoicing invoicing
invoicing invoicing

We provide the best payment gateway service. Our numbers speak for themselves

We are different because our services are open to everyone with no extra fees and charges. Anyone can start receiving payments online in one click.









Have any question about us?

Do not hesitate to contact us

Contact Us

Our trusted Partners

Our partners are very satisfied with our services, we have included some of them, that have benefitted most from our payment services.

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Download App
Download App

Integrate Payments in minutes, not months.

PayXaf API is changing the way many companies conduct business. As such our foremost aim is to enable and provide a service that is flexible, reliable, and dependable.

  •  Provide easy documentation for support and adoption.
  •  Cross Platform ready and enabled.
  •  Uptime consistency
  •  Scalability

With our single integration, you will be connected to an ever-growing range of payment methods. We are continuously adding new payment methods to our portfolio – contact us to find out more about the payment methods we support in your country.


PayXaf e-Wallet will make your life easier

The PayXaf e=Wallet allows you to make online payments,  shop, dine, settle salaries, pay school fees, vend airtime, receive funds and send money worldwide instantly. Additionally, there are countless opportunities to do more of things you love to do, all thanks to our extremely low rates. Sign up today and start enjoying the infinite features of your e-wallet. Invite your friends and get rewarded once they do their first transaction on PayXaf. The following benefits come with using a PayXaf wallet for your payment process: convenience and efficiency.

  • No Registration Fees
  • No Maintenance Fees
  • No Bank Account Needed.
  • No Minimum Balance
  • No Yearly Fees
  • Receive and Transfer Money
  • Pay your Bills
  • Remittances
  • Receive Your Salary
  • Receive Airtime
  • Online Shopping and E-vouchers
  • Cash withdrawal
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The news from our blog

PayXaf is a secure online payment service, allowing you to send, spend and receive money worldwide without worrying about your security and privacy. Stay with us here to find insights, updates and news on our dedicated fintech.

The PayXaf Payment Gateway

PayXaf gives you the power to receive payments from your customers and make payments to your suppliers in ONE account.

Read More

Merchant Account Services for All

Whether you are selling on your online store, a mobile app, a subscription service or testing out your business idea

Read More

Start Sending Money In 3 Simple Steps

PayXaf is a fast, safe and easy way to request, send and receive money with friends, family and others you trust.

Read More