We offer a simple, transparent pricing for starting, building, and scaling your payment business: no setup, monthly, or hidden fees.Read More
State-of-the-art encryption protects your business with secure transactions that minimize fraud and risk.Read More
Withdraw cash by providing your phone number or e-mail to the our agent. Confirm withdrawal with your OTP and collect cash.Read More
Safe and Secure
Transfer money to anyone or pay your utility bills, local sellers and partners, by just scanning and sending the link of the QR Code.Read More
Freelancers, private users, entrepreneurs, and sole traders
PayXaf is an all-in-one mobile banking solution designed for everyone, offering premium banking services with no account fees and no minimum balance requirement. In addition to banking services, PayXaf offers smart business tools so you can easily stay in control of your finances, saving time and money. We enable businesses and individuals to accept payments by cash, bank transfer, MTN Mobile Money, Orange Money, QR codes, PayPal or payments by cards.
- Free Plan Available
- Full Data Privacy Compliance
- 100% Transparent Costs
- Real-time Spending Overview
- Debit Prepaid Card included
- Send Money
- Deposit Money
- Withdraw Money
- Payment Request
Merchant Account Services
PayXaf Merchant Services is serving merchants throughout the CEMAC region; Cameroon, Cameroon, Chad, the Central African Republic, Equatorial Guinea, Gabon, and the Republic of Congo. Whether you are selling on your online store, a mobile app, a subscription service or testing out your business idea, PayXaf gives you the power to receive payments from your customers and make payments to your suppliers in ONE account. Sign up and get multiple payments options and reach more customers anywhere in the world with additional tools designed to remove the complexities of growing your business
- Competitive Rates
- No Setup Fee
- A powerful open API
- Coverage around the world
- Business without borders
- No Application Fee
- Send E-Invoices to your customers
- Zero integration fees
- Multiple payout options
- Flexible integration options
- No Termination Fee
- No Annual Fee
- 24 Hour Customer Service and Support
- 24 Hour Approval
Automate Your Business's Payments
Get the PayXaf Smart POS, a terminal running on Android OS and automate all payments in your business. A wireless POS payment terminal and card reader that allows a faster and more convenient way of taking payment and printing receipts immediately. Find below the benefits of PayXaf Smart POS.
- Accept VISA Payments
- Accept PayXaf Payments
- Accept MasterCard Payments
- 4G I Wi-Fi / Bluetooth / USB
- Real-time Reports
- Support 3rd Party POS
- High-speed thermal printer
- Dual camera
- Li-ion rechargeable battery
- Advanced security
- Android 7.1 / 5” touchscreen
- Reads Chip / Magstripe / NFC / QR code / Mobile wallets
Reseller and Agent Offerings
Do you run a small company that interacts frequently with regular clients? Through PayXaf, you can offer your customers extra services and earn additional money from transaction commissions. Sign up as an agent by simply following the agents' registration process on our website. Once you complete your online application you will receive an email or a phone call from one of our account sales representatives to help you setup your agent account. The agent account will enable you to vend out airtime, send / cash out / cash in money, make bill / utility payments on behalf of others, monitor transactions and track how much daily commission you have made.
- Bill Payments
- Automated Accounting
- Premium Support
- Direct Debit
- Easy joining process
- Vending Airtime
- High Earning Potential
- Secure and Reliable Platform
Benefits of using PayXaf
PayXaf is the safest and most convenient way for merchants to get paid and for customers to make payments.
|Control payout timing|
|Automate evidence submission|
|Technical support over IRC|
Features That Make The Difference
Empower your business with all the right tools to accept online payments and provide the best customer experience.
We safeguard your private data and financial assets whenever you manage your account, deposit money, make payments, or send money.
Transfer money in less than a minute to your family, friends, business partners or anyone anywhere in the world using PayXaf Mobile Account.
Make professional Email invoices for your sales or ecommerce transactions and send it for payment directly to your counterparty.
Withdraw cash from any PayXaf Agent worldwide. To cash out, provide your phone number or e-mail to the Agent andconfirm withdrawal with your OTP.
Deposit cash absolutely free of charge at any PayXaf Agents. To deposit cash into your wallet, provide your phone number or e-mail and cash to the Agent.
Pay your utility bills, local sellers and partners, by just scanning and sending the QR Code. No need to enter the reference, amount or name.
Shine your eyes - Stay on top of everything, anytime, anywhere
Access our single dashboard and reporting tools on your PC, tablet or on mobile to keep track of sales, payments and your customers anywhere you go.
Multiple sales, payments and customer channels all in ONE simple view:
- Instant SMS or Email confirmation of payment to both business and customer.
- Download or access real-time statement of your payments and cash ins.
- Analyze customer purchase trends and Insights.
- Keep your loyal customers engaged with Bulk SMS or Emails on their birthdays, offer discounts and many more.
We provide the best payment gateway service. Our numbers speak for themselves
We are different because our services are open to everyone with no extra fees and charges. Anyone can start receiving payments online in one click.
What customers say about us
PayXaf, a brand you can trust, assists you in money management that just feels right.
Integrate Payments in minutes, not months.
PayXaf API is changing the way many companies conduct business. As such our foremost aim is to enable and provide a service that is flexible, reliable, and dependable.
- Provide easy documentation for support and adoption.
- Cross Platform ready and enabled.
- Uptime consistency
PayXaf e-Wallet will make your life easier
The PayXaf e=Wallet allows you to make online payments, shop, dine, settle salaries, pay school fees, vend airtime, receive funds and send money worldwide instantly. Additionally, there are countless opportunities to do more of things you love to do, all thanks to our extremely low rates. Sign up today and start enjoying the infinite features of your e-wallet. Invite your friends and get rewarded once they do their first transaction on PayXaf. The following benefits come with using a PayXaf wallet for your payment process: convenience and efficiency.
- No Registration Fees
- No Maintenance Fees
- No Bank Account Needed.
- No Minimum Balance
- No Yearly Fees
- Receive and Transfer Money
- Pay your Bills
- Receive Your Salary
- Receive Airtime
- Online Shopping and E-vouchers
- Cash withdrawal
I have been using PayXaf Payment Gateway for a while and this is the best decision I ever made regarding mobile payments. It is robust, simple to use, convenient and quick way to integrate with mobile money payment Systems. I don't have to wait days and weeks for payments to be cleared. PayXaf has made my life easier.
Great service and support. Each time I have an issue, a question or anything that needs help, the support is fast, helpful and friendly.
Bertine MalahMarketing Specialist
I used to have issues sending money to finance my projects back at home. It was costly and took at least 2days. Thanks to PayXaf, my projects can now easily and quickly be realised.
We see PayXaf as more of a partner than a service provider. They're constantly innovating to help us find new ways to serve our clients and increase our sales.
Tekonang GeorgeSmall Business Owner
PayXaf gives us next day settlements. For a startup like us it means money reaches our account without being delayed anywhere.
Gilbert NgwaDeveloper - GNT
PayXaf is a great money transfer service that helped me in receiving and sending money in a timely manner. In addition they provide a great customer & technical support.
The news from our blog
PayXaf is a secure online payment service, allowing you to send, spend and receive money worldwide without worrying about your security and privacy. Stay with us here to find insights, updates and news on our dedicated fintech.
The PayXaf Payment Gateway
PayXaf gives you the power to receive payments from your customers and make payments to your suppliers in ONE account.Read More
Merchant Account Services for All
Whether you are selling on your online store, a mobile app, a subscription service or testing out your business ideaRead More
Start Sending Money In 3 Simple Steps
PayXaf is a fast, safe and easy way to request, send and receive money with friends, family and others you trust.Read More