Easy, fee-free banking for entrepreneurs
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Transparent Pricing
We offer a simple, transparent pricing for starting, building, and scaling your payment business: no setup, monthly, or hidden fees.
Read MoreFully Encrypted
State-of-the-art encryption protects your business with secure transactions that minimize fraud and risk.
Read MoreInstant Cashout
Withdraw cash by providing your phone number or e-mail to the our agent. Confirm withdrawal with your OTP and collect cash.
Read MoreSafe and Secure
Transfer money to anyone or pay your utility bills, local sellers and partners, by just scanning and sending the link of the QR Code.
Read MoreHow PayXaf works
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1. Register for free
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2. Choose an amount to send
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3. Add recipient’s bank details
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4. Verify your identity
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5. Pay for your transfer
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6. That’s it
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Scan, and pay with our QR codes
You have all the cash you require in your PayXaf app-enabled digital wallet. Just scan the QR codes at your favorite outlets, restaurants, ecommerce website and you’re done.
- Easy to Pay
- Shopping
- Leisure and Lifestyle
- 100% transparent costs
- Commitment-free
- Real-time spending overview



Instant Money Transfer
PayXaf shrinks the world. Send money to more than 200 countries with just one click! Long waits and pointless red tape are over!
- Free Plan Available
- Safe and Secure
- Competitive Rates
- 100% Transparent Costs
- Instant
- 24x7 Service
- Local Bank Transfer
- International Transfer
Pay Friends Money Owed
PayXaf enables you to send payments instantaneously to friends and family. To pay friends, choose pay money, select the email or phone number, enter the amount, and send! Simple as that
- Free plan available
- Full data privacy compliance
- Safe and secure
- Real time transfer
- 24x7 service
- Real-time account overview


Request Money from Friends
Through PayXaf, you can now ask your connections for money. If necessary, the system allows you to request friends and family for financial assistance. All you have to do to get started is either scan the QR code or choose a telephone number or email address in the app.
- Free
- Full data privacy compliance
- 24x7 service
- Safe and secure
Pay Utility Bills
PayXaf makes online bill payment easier, quicker, and less tedious. Paying bills won't take more than a few seconds because all utility bill payments are combined into one app.
- Easy
- Convenient
- Safe and secure
- Real time payment
- 24x7 service
- Real-time account overview


Salary Payment of Domestic Help Workers
PayXaf makes it simple and straightforward for your domestic worker to get their monthly paycheck. With only a few clicks in PayXaf employers can pay their domestic help quickly, conveniently, and cashless. To do this, both employer and worker must each have an account on PayXaf.
- Convenient salary payment
- Instant transfers
- Cashless transactions
- Monthly payment tracking
- Money transfer at zero fee
- Real-time spending overview
Cash Out from your PayXaf Wallet
You can easily withdraw cash from out extensive network of agents, mobile money services as well as your local bank account through simple transfer of funds from your PayXaf wallet. The IBAN number is all you need. Transfers are usually completed in no more than 24 hours.
- Easy
- Convenient
- Safe and secure
- Receive within minutes to a day
- 24x7 service
- Real-time spending overview


School Fees Payments for Parents and Guardians
PayXaf makes it simple and straightforward for your domestic worker to get their monthly paycheck. With only a few clicks in PayXaf employers can pay their domestic help quickly, conveniently, and cashless. To do this, both employer and worker must each have an account on PayXaf.
- Term Fees
- Supplies
- Cashless transactions
- Transport
- School Trips
- Real-time account overview
Mobile top-ups
You can easily withdraw cash from out extensive network of agents, mobile money services as well as your local bank account through simple transfer of funds from your PayXaf wallet. The IBAN number is all you need. Transfers are usually completed in no more than 24 hours.
- Easy
- Convenient
- Safe and secure
- Seamless
- 24x7 service
- Real-time account overview


Your customers can order online. Anytime, anywhere.
Thanks to PayXaf Digital Ordering solution, your clients will be able skip the queue and have a seamless experience , which will entice them to become devoted customers.
- No integration needed
- Customers can view, choose, and make payments through PayXaf
- Next day settlement into any domestic bank account
- Receive order notifications at the counter
- Notify the customer once the order is ready for pickup
- It can be used to lessen queues at your counters
- Set it up in less than two weeks
- Simple reconciliation process
Grow your Business Online
One of the industries with the quickest growth rates today is e-commerce and online shopping. Profit from this by allowing your clients to use PayXaf, a more flexible and convinient method of payment.
- Easy
- Convenient
- Safe and secure
- Real time payment
- 24x7 service
- Real-time account overview
- Set it up in weeks
- Simple, standardized APIs are available
- Next day settlement into any bank account
- Offer PayXaf as part of your payment options on the website, app, or gateway


Selling online has never been easier
Millions of active mobile internet users in the CEMAC region are now served by the breadth of internet-based enterprises, which has been expanding quickly. PayXaf digital wallet, has launched a ‘Digital marketplace’. Another way for your business is to go online and earn more revenue without the hassle of hardware/software integration and upfront cost implications. In less than a week, you can set up your digital store on the PayXaf marketplace and connect with a growing customer base.
- No upfront investment
- Affordable acquiring cost
- Cashless transactions
- Monthly payment tracking
- Real-time account overview
Digital payment solution at its best
With our most recent QR code payment system, your customers will pay absolutely contactless using their smartphones. They have to locate the QR code and scan it to complete the payment process.
- Easy
- Convenient
- Safe and secure
- Real time payment
- No integration needed
- Next day settlement into any domestic bank account
- Transaction confirmation via SMS
- Display QR codes on counter stands, delivery tags and bill books offering payment flexibility


Quick simple payments for membership and subscription fees
This payment solution concept which is perfect for gyms, schools, and other establishments, is essential in keeping your business competitive in this digital age.
- Next day settlement into any domestic bank account
- Suitable for schools, institutes, gyms
- Simple reconciliation process
- Set it up in less than two weeks
- Perfect for all recurring or subscription-based payments
- Real-time account overview
Apply for an Account in Minutes
Get your PayXaf account today!